What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

What is the IFSC code format for BANK OF AMERICA?

BANK OF AMERICA uses BOFA as its IFSC code format. The first 4 characters 'BOFA' represent the bank code, followed by '0' (fifth character), and the last 6 characters denote the specific branch code. For example, BOFA0001234 would be the format for a BANK OF AMERICA branch. This 11-character alphanumeric code is essential for NEFT, RTGS, and IMPS transactions.

How do I find the IFSC code for BANK OF AMERICA branches?

You can find BANK OF AMERICA IFSC codes through multiple methods: 1) Check your BANK OF AMERICA cheque book (printed near the branch address), 2) Login to BANK OF AMERICA net banking and view branch details, 3) Use the RBI's IFSC search portal at rbi.org.in, 4) Visit BANK OF AMERICA's official website branch locator, or 5) Use Bankonic's search by entering branch name, address, or partial IFSC code. The BOFA prefix confirms it's a BANK OF AMERICA branch.

How many branches does BANK OF AMERICA have in India as of April 13, 2026?

BANK OF AMERICA operates an extensive network of 4+ branches across India, serving millions of customers. The bank has significant presence in Karnataka, Tamil Nadu, Maharashtra and other major states. With this vast branch network, BANK OF AMERICA ensures accessibility to banking services across urban and rural areas, making it one of India's leading banking institutions. The branch count has grown consistently over recent years to meet increasing customer demand.

Which states have the most BANK OF AMERICA branches?

BANK OF AMERICA has its strongest presence in Karnataka, Tamil Nadu, Maharashtra, Delhi. These regions account for approximately 60% of the bank's total branch network. The strategic distribution ensures comprehensive coverage of both metropolitan areas and tier-2/3 cities. You can find detailed branch-wise information using BANK OF AMERICA's official branch locator or Bankonic's state-wise bank search.

What banking services does BANK OF AMERICA offer?

BANK OF AMERICA provides comprehensive banking services including: , and digital banking solutions. The bank has embraced digital transformation with robust net banking, mobile banking apps, UPI integration, and 24/7 customer service. Specialized services include priority banking for high-net-worth individuals, agricultural banking schemes, and SME banking solutions tailored to business needs.

Is BANK OF AMERICA safe for online transactions and fund transfers?

Yes, BANK OF AMERICA is completely safe for online transactions. As a regulated banking institution under RBI guidelines, BANK OF AMERICA implements advanced security measures including two-factor authentication, encryption protocols, and real-time fraud monitoring. The bank's digital platforms support NEFT, RTGS, IMPS, and UPI with end-to-end encryption. Always verify recipient details before transfers and use secure networks for online banking. BANK OF AMERICA also offers transaction limits and instant alerts for enhanced security.

What are NEFT, RTGS, and IMPS transfer limits at BANK OF AMERICA?

BANK OF AMERICA offers flexible transfer limits: NEFT has no minimum limit with maximum typically ₹10 lakh per transaction, RTGS requires minimum ₹2 lakh with maximum typically ₹25-50 lakh, and IMPS allows up to ₹5 lakh per transaction (subject to account type). Actual limits may vary based on customer profile and account type. All transfers use the BOFA IFSC format. You can modify transfer limits through net banking or by visiting your home branch.

How can I add a beneficiary for BANK OF AMERICA transfers?

To add a beneficiary for BANK OF AMERICA transfers: 1) Login to BANK OF AMERICA net banking, 2) Navigate to 'Fund Transfer' > 'Add Beneficiary', 3) Enter beneficiary details (name, account number, BOFA IFSC), 4) Verify with OTP, 5) Wait 30 minutes for activation (NEFT/RTGS). For IMPS, you can also add using MMID or mobile number. Always double-check IFSC codes starting with 'BOFA' to ensure correct BANK OF AMERICA branch.

BANK OF AMERICA IFSC Code – All 4+ Branches 2026

Complete directory of 4+ BANK OF AMERICA branches across India. Find IFSC codes, MICR codes, branch addresses, and contact details.

RBI & NPCI Verified Data

Last Updated: February 19, 2026

176,000+ Verified Branches

About BANK OF AMERICA

Find detailed information about BANK OF AMERICA, including branch locations, IFSC codes, and contact details.

History & Overview

Established in N/A, BANK OF AMERICA has grown to become one of India's leading financial institutions. With headquarters in Mumbai, India, the bank operates a network of 4+ branches across the country, serving millions of customers with innovative banking solutions.

Bank Details

Headquarters: Mumbai, India
Branches: 4+
Established: N/A

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Nationwide Coverage

BANK OF AMERICA operates across all major states in India with thousands of branches. Use the search tool above to find branches in your preferred location, or click on any state card to view the complete directory with IFSC codes, addresses, and contact details.

All BANK OF AMERICA Branches

Showing 1–4 of 4 branches

Branch Name	Address	IFSC Code	MICR Code
Bangalore Branch Bangalore, Karnataka	Bank Of America, National Association 5Th Floor, South Block, Safina Towers, No3, Ali Asker Road, Vasanthnagar, Bengaluru - 560052	`BOFA0BG3978`	`560032002`
Chennai Branch Chennai, Tamil Nadu	Ea Chambers, Express Avenue, 8Th Floor No49, 50 L, Whites Road, Royapettah, Chennai 600014	`BOFA0CN6215`	`600032001`
Rtgs-Ho Mumbai, Maharashtra	Bank Of America NorthA Gr.Floor, One Bkc, G-Block, A-Wing, Bandra Kurla Cpmplex, Bandra East, Mumbai-400051	`BOFA0MM6205`	`400032002`
New Delhi New Delhi, Delhi	Bank Of America NorthA, 1St Floor, Dlf Centre, Sansad Marg, New Delhi 110001	`BOFA0ND6216`	`110032001`

Bangalore Branch

Bank Of America, National Association 5Th Floor, South Block, Safina Towers, No3, Ali Asker Road, Vasanthnagar, Bengaluru - 560052

80-66006203

IFSC Code

BOFA0BG3978

MICR Code

560032002

Chennai Branch

Ea Chambers, Express Avenue, 8Th Floor No49, 50 L, Whites Road, Royapettah, Chennai 600014

IFSC Code

BOFA0CN6215

MICR Code

600032001

Rtgs-Ho

Bank Of America NorthA Gr.Floor, One Bkc, G-Block, A-Wing, Bandra Kurla Cpmplex, Bandra East, Mumbai-400051

22-66323109

IFSC Code

BOFA0MM6205

MICR Code

400032002

New Delhi

Bank Of America NorthA, 1St Floor, Dlf Centre, Sansad Marg, New Delhi 110001

11-23715565

IFSC Code

BOFA0ND6216

MICR Code

110032001

How to Find & Use BANK OF AMERICA IFSC Codes

Select Your Location

Choose your state and district from the dropdown menus above to filter BANK OF AMERICA branches in your area.

Find Your Branch

Browse the filtered list or search by branch name. Click 'View Details' for complete branch information.

Copy IFSC Code

Click on the IFSC code to copy it instantly. You'll also find the MICR code for cheque-based transactions.

Use in Transactions

Paste the IFSC code when making NEFT, RTGS, or IMPS transfers. Verify branch details before completing transactions.

💡 Quick Tips for Using IFSC Codes

Always verify: Double-check the IFSC code matches your intended branch before transferring funds.
Format matters: IFSC codes are 11 characters (4 letters + 0 + 6 digits). Enter without spaces.
MICR for cheques: Use the 9-digit MICR code when writing or depositing cheques at the branch.
Save frequently used: Bookmark your commonly used branches for quick access to their IFSC codes.

BANK OF AMERICA Frequently Asked Questions

Comprehensive answers to common questions about BANK OF AMERICA services, IFSC codes, branch network, and online banking. Updated April 13, 2026.

4+ Branches

BOFA Format

Trust & Accuracy

This FAQ information is sourced from official RBI guidelines and BANK OF AMERICA's public data. Branch counts and services are verified as of April 13, 2026. For the most current information, always refer to BANK OF AMERICA's official website or contact customer service.

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BANK OF AMERICA IFSC Code – All 4+ Branches 2026

About BANK OF AMERICA

History & Overview

Bank Details

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Popular States

Karnataka

Tamil Nadu

Maharashtra

Delhi

Nationwide Coverage

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Bangalore Branch

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Rtgs-Ho

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How to Find & Use BANK OF AMERICA IFSC Codes

Select Your Location

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Use in Transactions

💡 Quick Tips for Using IFSC Codes

BANK OF AMERICA Frequently Asked Questions

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