What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

What is the IFSC code format for CITI BANK?

CITI BANK uses CITI as its IFSC code format. The first 4 characters 'CITI' represent the bank code, followed by '0' (fifth character), and the last 6 characters denote the specific branch code. For example, CITI0001234 would be the format for a CITI BANK branch. This 11-character alphanumeric code is essential for NEFT, RTGS, and IMPS transactions.

How do I find the IFSC code for CITI BANK branches?

You can find CITI BANK IFSC codes through multiple methods: 1) Check your CITI BANK cheque book (printed near the branch address), 2) Login to CITI BANK net banking and view branch details, 3) Use the RBI's IFSC search portal at rbi.org.in, 4) Visit CITI BANK's official website branch locator, or 5) Use Bankonic's search by entering branch name, address, or partial IFSC code. The CITI prefix confirms it's a CITI BANK branch.

How many branches does CITI BANK have in India as of April 15, 2026?

CITI BANK operates an extensive network of 21+ branches across India, serving millions of customers. The bank has significant presence in Maharashtra, Tamil Nadu, Gujarat and other major states. With this vast branch network, CITI BANK ensures accessibility to banking services across urban and rural areas, making it one of India's leading banking institutions. The branch count has grown consistently over recent years to meet increasing customer demand.

Which states have the most CITI BANK branches?

CITI BANK has its strongest presence in Maharashtra, Tamil Nadu, Gujarat, West Bengal, Delhi, and other major states. These regions account for approximately 60% of the bank's total branch network. The strategic distribution ensures comprehensive coverage of both metropolitan areas and tier-2/3 cities. You can find detailed branch-wise information using CITI BANK's official branch locator or Bankonic's state-wise bank search.

What banking services does CITI BANK offer?

CITI BANK provides comprehensive banking services including: , and digital banking solutions. The bank has embraced digital transformation with robust net banking, mobile banking apps, UPI integration, and 24/7 customer service. Specialized services include priority banking for high-net-worth individuals, agricultural banking schemes, and SME banking solutions tailored to business needs.

Is CITI BANK safe for online transactions and fund transfers?

Yes, CITI BANK is completely safe for online transactions. As a regulated banking institution under RBI guidelines, CITI BANK implements advanced security measures including two-factor authentication, encryption protocols, and real-time fraud monitoring. The bank's digital platforms support NEFT, RTGS, IMPS, and UPI with end-to-end encryption. Always verify recipient details before transfers and use secure networks for online banking. CITI BANK also offers transaction limits and instant alerts for enhanced security.

What are NEFT, RTGS, and IMPS transfer limits at CITI BANK?

CITI BANK offers flexible transfer limits: NEFT has no minimum limit with maximum typically ₹10 lakh per transaction, RTGS requires minimum ₹2 lakh with maximum typically ₹25-50 lakh, and IMPS allows up to ₹5 lakh per transaction (subject to account type). Actual limits may vary based on customer profile and account type. All transfers use the CITI IFSC format. You can modify transfer limits through net banking or by visiting your home branch.

How can I add a beneficiary for CITI BANK transfers?

To add a beneficiary for CITI BANK transfers: 1) Login to CITI BANK net banking, 2) Navigate to 'Fund Transfer' > 'Add Beneficiary', 3) Enter beneficiary details (name, account number, CITI IFSC), 4) Verify with OTP, 5) Wait 30 minutes for activation (NEFT/RTGS). For IMPS, you can also add using MMID or mobile number. Always double-check IFSC codes starting with 'CITI' to ensure correct CITI BANK branch.

CITI BANK IFSC Code – All 21+ Branches 2026

Complete directory of 21+ CITI BANK branches across India. Find IFSC codes, MICR codes, branch addresses, and contact details.

RBI & NPCI Verified Data

Last Updated: February 19, 2026

176,000+ Verified Branches

About CITI BANK

Find detailed information about CITI BANK, including branch locations, IFSC codes, and contact details.

History & Overview

Established in N/A, CITI BANK has grown to become one of India's leading financial institutions. With headquarters in Mumbai, India, the bank operates a network of 21+ branches across the country, serving millions of customers with innovative banking solutions.

Bank Details

Headquarters: Mumbai, India
Branches: 21+
Established: N/A

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Branches

Haryana

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Nationwide Coverage

CITI BANK operates across all major states in India with thousands of branches. Use the search tool above to find branches in your preferred location, or click on any state card to view the complete directory with IFSC codes, addresses, and contact details.

All CITI BANK Branches

Showing 1–21 of 21 branches

Branch Name	Address	IFSC Code	MICR Code
Kolkata Kolkata, West Bengal	Unit No 9A-1 & 9A-2, 9/F, Unimark Asian Building, 52/1 Shakespeare Sarani, Kolkata, West Bengal - 700017	`CITI0000001`	`700037002`
New Delhi Delhi, Delhi	3/F, Building 1/81, Club Road, West Punjabi Bagh, Punjabi Bagh, New Delhi 110026	`CITI0000002`	`110037002`
Chennai Chennai, Tamil Nadu	1St Floor 163 Anna Salai, Chennai Pin Code -600002	`CITI0000003`	`600037002`
Bangalore Bangalore, Karnataka	No 5, Ranga Complex, 2Nd Floor, M.G. Road Bengaluru Pincode 560001	`CITI0000004`	`560037002`
Pune Pune, Maharashtra	Onyx Tower, 2Nd Floor, 37/3 Ghorpadi Near Westin Hotel, North Koregaon Park, Main Road Pune Pincode 411001	`CITI0000005`	`411037001`
Hyderabad Hyderabad, Andhra Pradesh	Unit No 1103 & 1104, 11Th Floor, Gowra Fountainhead, Huda Techno Enclave, Hitec City, Hyderabad, Telangana 500081	`CITI0000006`	`500037002`
Ahmedabad Ahmedabad, Gujarat	Unit C524, C525, C526 & C527, 5Th Floor, East Wing(Wing B) At Stratum Venus Grounds, Venus Ground, Satellite Road, Nehrunagar, Ahmedabad Pincode 380015	`CITI0000007`	`380037002`
Baroda Vadodara, Gujarat	Unit 407, 4Th Floor, Baroda Crossway, Jail Road, NearShiv Shakti Circle, Anandpura Vadodara -390001	`CITI0000008`	`390037002`
Coimbatore Coimbatore, Tamil Nadu	Tristar Towers, 657 Avinashi Road, Coimbatore 641 037	`CITI0000011`	`641037002`
Cochin Kochi, Kerala	Door No 46/3583/East - 5, 5Th Floor, Office NoLevel 6E & 6F, Nippon Q1, Ernakulam District, Edapally South Village, Nh - 66 Bypass, Vennala P.O, Ernakulam, Kochi, 682028.	`CITI0000012`	`682037002`
Chandigarh Chandigarh, Chandigarh	Unit B, Ground Floor, Sco No 57-58-59, Sector 17A, Chandigarh - 160017	`CITI0000013`	`160037002`
Gurgaon Gurgaon, Haryana	Dlf Square, 5Th Floor, M-Block, Jacaranda Marg, Dlf-City, Phase Ii Gurugram Pincode 122002	`CITI0000014`	`122037002`
Noida Noida, Uttar Pradesh	K-2 Somdatt Towers, 1St Floor, Sector 18 Noida, Uttar Pradesh Pincode 201301	`CITI0000017`	`110037006`
Mumbai ,Corr Bank Funding Division Mumbai, Maharashtra	Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51	`CITI00000CF`	`144037002`
Mumbai ,Derivatives Division Mumbai, Maharashtra	Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51	`CITI00000DX`	`144037002`
Mumbai ,Funds Transfer Division Mumbai, Maharashtra	Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51	`CITI00000FT`	`144037002`
Mumbai ,Forex Division Mumbai, Maharashtra	Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51	`CITI00000FX`	`144037002`
Mumbai ,Money Market Division Mumbai, Maharashtra	Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51	`CITI00000MM`	`144037002`
Citi Bank Mumbai, Maharashtra	Bombay Mutual Building, Fort, Mumbai-400001	`CITI000PIGW`	`144037002`
Fort Mumbai, Maharashtra	Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai Pincode 400021	`CITI0100000`	`400037002`
Rtgs-Ho Mumbai, Maharashtra	Nirmal Building, Ground Floor, Barrister Rajni Patel Marg, Nariman Point, Mumbai Pincode 400021	`CITI0RTGSMI`	`400037002`

Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51

IFSC Code

CITI00000DX

MICR Code

144037002

Mumbai ,Funds Transfer Division

Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51

IFSC Code

CITI00000FT

MICR Code

144037002

Mumbai ,Forex Division

Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51

IFSC Code

CITI00000FX

MICR Code

144037002

Mumbai ,Money Market Division

Citigroup Centre, C-61, Bandra Kurla Complex, Bandra East, Mumbai - 51

IFSC Code

CITI00000MM

MICR Code

144037002

Select Your Location

Choose your state and district from the dropdown menus above to filter CITI BANK branches in your area.

Find Your Branch

Browse the filtered list or search by branch name. Click 'View Details' for complete branch information.

Copy IFSC Code

Click on the IFSC code to copy it instantly. You'll also find the MICR code for cheque-based transactions.

Use in Transactions

Paste the IFSC code when making NEFT, RTGS, or IMPS transfers. Verify branch details before completing transactions.

💡 Quick Tips for Using IFSC Codes

Always verify: Double-check the IFSC code matches your intended branch before transferring funds.
Format matters: IFSC codes are 11 characters (4 letters + 0 + 6 digits). Enter without spaces.
MICR for cheques: Use the 9-digit MICR code when writing or depositing cheques at the branch.
Save frequently used: Bookmark your commonly used branches for quick access to their IFSC codes.

CITI BANK Frequently Asked Questions

Comprehensive answers to common questions about CITI BANK services, IFSC codes, branch network, and online banking. Updated April 15, 2026.

21+ Branches

CITI Format

Trust & Accuracy

This FAQ information is sourced from official RBI guidelines and CITI BANK's public data. Branch counts and services are verified as of April 15, 2026. For the most current information, always refer to CITI BANK's official website or contact customer service.

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CITI BANK IFSC Code – All 21+ Branches 2026

About CITI BANK

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How to Find & Use CITI BANK IFSC Codes

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💡 Quick Tips for Using IFSC Codes

CITI BANK Frequently Asked Questions

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How can I add a beneficiary for CITI BANK transfers?

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