What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

What is the IFSC code format for INDIA POST PAYMENT BANK?

INDIA POST PAYMENT BANK uses IPOS as its IFSC code format. The first 4 characters 'IPOS' represent the bank code, followed by '0' (fifth character), and the last 6 characters denote the specific branch code. For example, IPOS0001234 would be the format for a INDIA POST PAYMENT BANK branch. This 11-character alphanumeric code is essential for NEFT, RTGS, and IMPS transactions.

How do I find the IFSC code for INDIA POST PAYMENT BANK branches?

You can find INDIA POST PAYMENT BANK IFSC codes through multiple methods: 1) Check your INDIA POST PAYMENT BANK cheque book (printed near the branch address), 2) Login to INDIA POST PAYMENT BANK net banking and view branch details, 3) Use the RBI's IFSC search portal at rbi.org.in, 4) Visit INDIA POST PAYMENT BANK's official website branch locator, or 5) Use Bankonic's search by entering branch name, address, or partial IFSC code. The IPOS prefix confirms it's a INDIA POST PAYMENT BANK branch.

How many branches does INDIA POST PAYMENT BANK have in India as of April 14, 2026?

INDIA POST PAYMENT BANK operates an extensive network of 2+ branches across India, serving millions of customers. The bank has significant presence in Delhi and other major states. With this vast branch network, INDIA POST PAYMENT BANK ensures accessibility to banking services across urban and rural areas, making it one of India's leading banking institutions. The branch count has grown consistently over recent years to meet increasing customer demand.

Which states have the most INDIA POST PAYMENT BANK branches?

INDIA POST PAYMENT BANK has its strongest presence in Delhi. These regions account for approximately 60% of the bank's total branch network. The strategic distribution ensures comprehensive coverage of both metropolitan areas and tier-2/3 cities. You can find detailed branch-wise information using INDIA POST PAYMENT BANK's official branch locator or Bankonic's state-wise bank search.

What banking services does INDIA POST PAYMENT BANK offer?

INDIA POST PAYMENT BANK provides comprehensive banking services including: , and digital banking solutions. The bank has embraced digital transformation with robust net banking, mobile banking apps, UPI integration, and 24/7 customer service. Specialized services include priority banking for high-net-worth individuals, agricultural banking schemes, and SME banking solutions tailored to business needs.

Is INDIA POST PAYMENT BANK safe for online transactions and fund transfers?

Yes, INDIA POST PAYMENT BANK is completely safe for online transactions. As a regulated banking institution under RBI guidelines, INDIA POST PAYMENT BANK implements advanced security measures including two-factor authentication, encryption protocols, and real-time fraud monitoring. The bank's digital platforms support NEFT, RTGS, IMPS, and UPI with end-to-end encryption. Always verify recipient details before transfers and use secure networks for online banking. INDIA POST PAYMENT BANK also offers transaction limits and instant alerts for enhanced security.

What are NEFT, RTGS, and IMPS transfer limits at INDIA POST PAYMENT BANK?

INDIA POST PAYMENT BANK offers flexible transfer limits: NEFT has no minimum limit with maximum typically ₹10 lakh per transaction, RTGS requires minimum ₹2 lakh with maximum typically ₹25-50 lakh, and IMPS allows up to ₹5 lakh per transaction (subject to account type). Actual limits may vary based on customer profile and account type. All transfers use the IPOS IFSC format. You can modify transfer limits through net banking or by visiting your home branch.

How can I add a beneficiary for INDIA POST PAYMENT BANK transfers?

To add a beneficiary for INDIA POST PAYMENT BANK transfers: 1) Login to INDIA POST PAYMENT BANK net banking, 2) Navigate to 'Fund Transfer' > 'Add Beneficiary', 3) Enter beneficiary details (name, account number, IPOS IFSC), 4) Verify with OTP, 5) Wait 30 minutes for activation (NEFT/RTGS). For IMPS, you can also add using MMID or mobile number. Always double-check IFSC codes starting with 'IPOS' to ensure correct INDIA POST PAYMENT BANK branch.

INDIA POST PAYMENT BANK IFSC Code – All 2+ Branches 2026

Complete directory of 2+ INDIA POST PAYMENT BANK branches across India. Find IFSC codes, MICR codes, branch addresses, and contact details.

RBI & NPCI Verified Data

Last Updated: February 19, 2026

176,000+ Verified Branches

About INDIA POST PAYMENT BANK

Find detailed information about INDIA POST PAYMENT BANK, including branch locations, IFSC codes, and contact details.

History & Overview

Established in N/A, INDIA POST PAYMENT BANK has grown to become one of India's leading financial institutions. With headquarters in Mumbai, India, the bank operates a network of 2+ branches across the country, serving millions of customers with innovative banking solutions.

Bank Details

Headquarters: Mumbai, India
Branches: 2+
Established: N/A

Search INDIA POST PAYMENT BANK Branches & IFSC Codes

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Branches

Delhi

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Nationwide Coverage

INDIA POST PAYMENT BANK operates across all major states in India with thousands of branches. Use the search tool above to find branches in your preferred location, or click on any state card to view the complete directory with IFSC codes, addresses, and contact details.

All INDIA POST PAYMENT BANK Branches

Showing 1–2 of 2 branches

Branch Name	Address	IFSC Code	MICR Code	Actions
Rtgs-Ho Delhi, Delhi	India Post Payments Bank Ltd.2Nd Floor,Speed Post Center Bhai Vir Singh Marg Gole Market, New Delhi-110001	`IPOS0000001`	`N/A`
Post Office Savings Bank - All India Single Ifsc New Delhi, Delhi	Dak Bhawan, Sansad Marg	`IPOS0000DOP`	`N/A`

Rtgs-Ho

India Post Payments Bank Ltd.2Nd Floor,Speed Post Center Bhai Vir Singh Marg Gole Market, New Delhi-110001

11-23362148

IFSC Code

IPOS0000001

MICR Code

N/A

Post Office Savings Bank - All India Single Ifsc

Dak Bhawan, Sansad Marg

11-18002666

IFSC Code

IPOS0000DOP

MICR Code

N/A

How to Find & Use INDIA POST PAYMENT BANK IFSC Codes

Select Your Location

Choose your state and district from the dropdown menus above to filter INDIA POST PAYMENT BANK branches in your area.

Find Your Branch

Browse the filtered list or search by branch name. Click 'View Details' for complete branch information.

Copy IFSC Code

Click on the IFSC code to copy it instantly. You'll also find the MICR code for cheque-based transactions.

Use in Transactions

Paste the IFSC code when making NEFT, RTGS, or IMPS transfers. Verify branch details before completing transactions.

💡 Quick Tips for Using IFSC Codes

Always verify: Double-check the IFSC code matches your intended branch before transferring funds.
Format matters: IFSC codes are 11 characters (4 letters + 0 + 6 digits). Enter without spaces.
MICR for cheques: Use the 9-digit MICR code when writing or depositing cheques at the branch.
Save frequently used: Bookmark your commonly used branches for quick access to their IFSC codes.

INDIA POST PAYMENT BANK Frequently Asked Questions

Comprehensive answers to common questions about INDIA POST PAYMENT BANK services, IFSC codes, branch network, and online banking. Updated April 14, 2026.

2+ Branches

IPOS Format

Trust & Accuracy

This FAQ information is sourced from official RBI guidelines and INDIA POST PAYMENT BANK's public data. Branch counts and services are verified as of April 14, 2026. For the most current information, always refer to INDIA POST PAYMENT BANK's official website or contact customer service.

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