What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

What is the IFSC code format for JANATHA SEVA COOPERATIVE BANK LTD?

JANATHA SEVA COOPERATIVE BANK LTD uses JTSC as its IFSC code format. The first 4 characters 'JTSC' represent the bank code, followed by '0' (fifth character), and the last 6 characters denote the specific branch code. For example, JTSC0001234 would be the format for a JANATHA SEVA COOPERATIVE BANK LTD branch. This 11-character alphanumeric code is essential for NEFT, RTGS, and IMPS transactions.

How do I find the IFSC code for JANATHA SEVA COOPERATIVE BANK LTD branches?

You can find JANATHA SEVA COOPERATIVE BANK LTD IFSC codes through multiple methods: 1) Check your JANATHA SEVA COOPERATIVE BANK LTD cheque book (printed near the branch address), 2) Login to JANATHA SEVA COOPERATIVE BANK LTD net banking and view branch details, 3) Use the RBI's IFSC search portal at rbi.org.in, 4) Visit JANATHA SEVA COOPERATIVE BANK LTD's official website branch locator, or 5) Use Bankonic's search by entering branch name, address, or partial IFSC code. The JTSC prefix confirms it's a JANATHA SEVA COOPERATIVE BANK LTD branch.

How many branches does JANATHA SEVA COOPERATIVE BANK LTD have in India as of April 6, 2026?

JANATHA SEVA COOPERATIVE BANK LTD operates an extensive network of 7+ branches across India, serving millions of customers. The bank has significant presence in Karnataka and other major states. With this vast branch network, JANATHA SEVA COOPERATIVE BANK LTD ensures accessibility to banking services across urban and rural areas, making it one of India's leading banking institutions. The branch count has grown consistently over recent years to meet increasing customer demand.

Which states have the most JANATHA SEVA COOPERATIVE BANK LTD branches?

JANATHA SEVA COOPERATIVE BANK LTD has its strongest presence in Karnataka. These regions account for approximately 60% of the bank's total branch network. The strategic distribution ensures comprehensive coverage of both metropolitan areas and tier-2/3 cities. You can find detailed branch-wise information using JANATHA SEVA COOPERATIVE BANK LTD's official branch locator or Bankonic's state-wise bank search.

What banking services does JANATHA SEVA COOPERATIVE BANK LTD offer?

JANATHA SEVA COOPERATIVE BANK LTD provides comprehensive banking services including: , and digital banking solutions. The bank has embraced digital transformation with robust net banking, mobile banking apps, UPI integration, and 24/7 customer service. Specialized services include priority banking for high-net-worth individuals, agricultural banking schemes, and SME banking solutions tailored to business needs.

Is JANATHA SEVA COOPERATIVE BANK LTD safe for online transactions and fund transfers?

Yes, JANATHA SEVA COOPERATIVE BANK LTD is completely safe for online transactions. As a regulated banking institution under RBI guidelines, JANATHA SEVA COOPERATIVE BANK LTD implements advanced security measures including two-factor authentication, encryption protocols, and real-time fraud monitoring. The bank's digital platforms support NEFT, RTGS, IMPS, and UPI with end-to-end encryption. Always verify recipient details before transfers and use secure networks for online banking. JANATHA SEVA COOPERATIVE BANK LTD also offers transaction limits and instant alerts for enhanced security.

What are NEFT, RTGS, and IMPS transfer limits at JANATHA SEVA COOPERATIVE BANK LTD?

JANATHA SEVA COOPERATIVE BANK LTD offers flexible transfer limits: NEFT has no minimum limit with maximum typically ₹10 lakh per transaction, RTGS requires minimum ₹2 lakh with maximum typically ₹25-50 lakh, and IMPS allows up to ₹5 lakh per transaction (subject to account type). Actual limits may vary based on customer profile and account type. All transfers use the JTSC IFSC format. You can modify transfer limits through net banking or by visiting your home branch.

How can I add a beneficiary for JANATHA SEVA COOPERATIVE BANK LTD transfers?

To add a beneficiary for JANATHA SEVA COOPERATIVE BANK LTD transfers: 1) Login to JANATHA SEVA COOPERATIVE BANK LTD net banking, 2) Navigate to 'Fund Transfer' > 'Add Beneficiary', 3) Enter beneficiary details (name, account number, JTSC IFSC), 4) Verify with OTP, 5) Wait 30 minutes for activation (NEFT/RTGS). For IMPS, you can also add using MMID or mobile number. Always double-check IFSC codes starting with 'JTSC' to ensure correct JANATHA SEVA COOPERATIVE BANK LTD branch.

JANATHA SEVA COOPERATIVE BANK LTD IFSC Code – All 7+ Branches 2026

Complete directory of 7+ JANATHA SEVA COOPERATIVE BANK LTD branches across India. Find IFSC codes, MICR codes, branch addresses, and contact details.

RBI & NPCI Verified Data

Last Updated: February 19, 2026

176,000+ Verified Branches

About JANATHA SEVA COOPERATIVE BANK LTD

Find detailed information about JANATHA SEVA COOPERATIVE BANK LTD, including branch locations, IFSC codes, and contact details.

History & Overview

Established in N/A, JANATHA SEVA COOPERATIVE BANK LTD has grown to become one of India's leading financial institutions. With headquarters in Mumbai, India, the bank operates a network of 7+ branches across the country, serving millions of customers with innovative banking solutions.

Bank Details

Headquarters: Mumbai, India
Branches: 7+
Established: N/A

Search JANATHA SEVA COOPERATIVE BANK LTD Branches & IFSC Codes

Find any JANATHA SEVA COOPERATIVE BANK LTD branch by location or branch name. Search across 7 branches nationwide.

Popular States

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Branches

Karnataka

Explore all JANATHA SEVA COOPERATIVE BANK LTD branches in Karnataka

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Nationwide Coverage

JANATHA SEVA COOPERATIVE BANK LTD operates across all major states in India with thousands of branches. Use the search tool above to find branches in your preferred location, or click on any state card to view the complete directory with IFSC codes, addresses, and contact details.

All JANATHA SEVA COOPERATIVE BANK LTD Branches

Showing 1–7 of 7 branches

Branch Name	Address	IFSC Code	MICR Code
Rtgs-Ho Bengaluru, Karnataka	No14,Rajatha Bhavana,1St Main Road,Hakka Road,Vijayanagara,Bengaluru-560104	`JTSC0000001`	`N/A`
Vijayanagara Branch Bengaluru, Karnataka	No14,Rajatha Bhavana,1St Main Road,Hakka Road,Vijayanagara,Bengaluru-560104	`JTSC0000002`	`N/A`
Moodalapalya Bracnh Bengaluru, Karnataka	No167,Nagarabhavi Main Road,Madhuranagara,Moodalapaly A,Bengaluru-560072	`JTSC0000003`	`560903003`
Mahalakshmi Puram Bengaluru, Karnataka	No21,6Th Main Road,Muneshwara Block,Mahalakshmipuram,Bengaluru-560086	`JTSC0000004`	`560903004`
Rajarajeshwari Nagara Bengaluru, Karnataka	No117,12Th Cross,Ideal Homes,Rajarajeshwari Nagara,Bengaluru-560098	`JTSC0000005`	`560903005`
Sunkadakatte Bengaluru, Karnataka	No47,Magadi Main Road,Opp Gt Education Institution,Sunkadakatte,Bengaluru-560091	`JTSC0000006`	`560903006`
Neft Service Centre Bengaluru, Karnataka	No14,Rajatha Bhavana,1St Main Road,Hakka Road,Vijayanagara,Bengaluru-560104	`JTSC0000099`	`N/A`

Rtgs-Ho

No14,Rajatha Bhavana,1St Main Road,Hakka Road,Vijayanagara,Bengaluru-560104

80-23300497

IFSC Code

JTSC0000001

MICR Code

N/A

Vijayanagara Branch

No14,Rajatha Bhavana,1St Main Road,Hakka Road,Vijayanagara,Bengaluru-560104

80-23359600

IFSC Code

JTSC0000002

MICR Code

N/A

Moodalapalya Bracnh

No167,Nagarabhavi Main Road,Madhuranagara,Moodalapaly A,Bengaluru-560072

80-23110019

IFSC Code

JTSC0000003

MICR Code

560903003

Mahalakshmi Puram

No21,6Th Main Road,Muneshwara Block,Mahalakshmipuram,Bengaluru-560086

80-23592994

IFSC Code

JTSC0000004

MICR Code

560903004

Rajarajeshwari Nagara

No117,12Th Cross,Ideal Homes,Rajarajeshwari Nagara,Bengaluru-560098

80-2860462

IFSC Code

JTSC0000005

MICR Code

560903005

Sunkadakatte

No47,Magadi Main Road,Opp Gt Education Institution,Sunkadakatte,Bengaluru-560091

80-23586055

IFSC Code

JTSC0000006

MICR Code

560903006

Neft Service Centre

No14,Rajatha Bhavana,1St Main Road,Hakka Road,Vijayanagara,Bengaluru-560104

80-23300497

IFSC Code

JTSC0000099

MICR Code

N/A

How to Find & Use JANATHA SEVA COOPERATIVE BANK LTD IFSC Codes

Select Your Location

Choose your state and district from the dropdown menus above to filter JANATHA SEVA COOPERATIVE BANK LTD branches in your area.

Find Your Branch

Browse the filtered list or search by branch name. Click 'View Details' for complete branch information.

Copy IFSC Code

Click on the IFSC code to copy it instantly. You'll also find the MICR code for cheque-based transactions.

Use in Transactions

Paste the IFSC code when making NEFT, RTGS, or IMPS transfers. Verify branch details before completing transactions.

💡 Quick Tips for Using IFSC Codes

Always verify: Double-check the IFSC code matches your intended branch before transferring funds.
Format matters: IFSC codes are 11 characters (4 letters + 0 + 6 digits). Enter without spaces.
MICR for cheques: Use the 9-digit MICR code when writing or depositing cheques at the branch.
Save frequently used: Bookmark your commonly used branches for quick access to their IFSC codes.

JANATHA SEVA COOPERATIVE BANK LTD Frequently Asked Questions

Comprehensive answers to common questions about JANATHA SEVA COOPERATIVE BANK LTD services, IFSC codes, branch network, and online banking. Updated April 6, 2026.

7+ Branches

JTSC Format

Trust & Accuracy

This FAQ information is sourced from official RBI guidelines and JANATHA SEVA COOPERATIVE BANK LTD's public data. Branch counts and services are verified as of April 6, 2026. For the most current information, always refer to JANATHA SEVA COOPERATIVE BANK LTD's official website or contact customer service.

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JANATHA SEVA COOPERATIVE BANK LTD IFSC Code – All 7+ Branches 2026

About JANATHA SEVA COOPERATIVE BANK LTD

History & Overview

Bank Details

Search JANATHA SEVA COOPERATIVE BANK LTD Branches & IFSC Codes

Popular States

Karnataka

Nationwide Coverage

All JANATHA SEVA COOPERATIVE BANK LTD Branches

Rtgs-Ho

Vijayanagara Branch

Moodalapalya Bracnh

Mahalakshmi Puram

Rajarajeshwari Nagara

Sunkadakatte

Neft Service Centre

How to Find & Use JANATHA SEVA COOPERATIVE BANK LTD IFSC Codes

Select Your Location

Find Your Branch

Copy IFSC Code

Use in Transactions

💡 Quick Tips for Using IFSC Codes

JANATHA SEVA COOPERATIVE BANK LTD Frequently Asked Questions

What is the IFSC code format for JANATHA SEVA COOPERATIVE BANK LTD?IFSC & Codesjanatha seva cooperative bank ltd IFSC formatIFSC structure

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What are NEFT, RTGS, and IMPS transfer limits at JANATHA SEVA COOPERATIVE BANK LTD?Operationsjanatha seva cooperative bank ltd transfer limitsNEFT RTGS IMPS limits

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