What is an IFSC Code?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies a bank branch participating in the NEFT, RTGS, and IMPS electronic funds transfer systems in India.

How do I find my bank's IFSC code?

You can find your bank's IFSC code printed on your cheque leaf or passbook. Alternatively, search on Bankonic by selecting your bank, state, and branch.

Can I apply for a personal loan using my IFSC code?

Yes! Banks use your IFSC code to verify your existing bank account during loan applications. Having an active account with verified IFSC speeds up loan processing.

Is my money safe during online transfers using IFSC?

Yes, NEFT/RTGS/IMPS transfers using IFSC codes are highly secure. All transactions are encrypted and monitored by RBI.

What is the IFSC code format for UNITED OVERSEAS BANK LIMITED?

UNITED OVERSEAS BANK LIMITED uses UOVB as its IFSC code format. The first 4 characters 'UOVB' represent the bank code, followed by '0' (fifth character), and the last 6 characters denote the specific branch code. For example, UOVB0001234 would be the format for a UNITED OVERSEAS BANK LIMITED branch. This 11-character alphanumeric code is essential for NEFT, RTGS, and IMPS transactions.

How do I find the IFSC code for UNITED OVERSEAS BANK LIMITED branches?

You can find UNITED OVERSEAS BANK LIMITED IFSC codes through multiple methods: 1) Check your UNITED OVERSEAS BANK LIMITED cheque book (printed near the branch address), 2) Login to UNITED OVERSEAS BANK LIMITED net banking and view branch details, 3) Use the RBI's IFSC search portal at rbi.org.in, 4) Visit UNITED OVERSEAS BANK LIMITED's official website branch locator, or 5) Use Bankonic's search by entering branch name, address, or partial IFSC code. The UOVB prefix confirms it's a UNITED OVERSEAS BANK LIMITED branch.

How many branches does UNITED OVERSEAS BANK LIMITED have in India as of April 13, 2026?

UNITED OVERSEAS BANK LIMITED operates an extensive network of 1+ branches across India, serving millions of customers. The bank has significant presence in Maharashtra and other major states. With this vast branch network, UNITED OVERSEAS BANK LIMITED ensures accessibility to banking services across urban and rural areas, making it one of India's leading banking institutions. The branch count has grown consistently over recent years to meet increasing customer demand.

Which states have the most UNITED OVERSEAS BANK LIMITED branches?

UNITED OVERSEAS BANK LIMITED has its strongest presence in Maharashtra. These regions account for approximately 60% of the bank's total branch network. The strategic distribution ensures comprehensive coverage of both metropolitan areas and tier-2/3 cities. You can find detailed branch-wise information using UNITED OVERSEAS BANK LIMITED's official branch locator or Bankonic's state-wise bank search.

What banking services does UNITED OVERSEAS BANK LIMITED offer?

UNITED OVERSEAS BANK LIMITED provides comprehensive banking services including: , and digital banking solutions. The bank has embraced digital transformation with robust net banking, mobile banking apps, UPI integration, and 24/7 customer service. Specialized services include priority banking for high-net-worth individuals, agricultural banking schemes, and SME banking solutions tailored to business needs.

Is UNITED OVERSEAS BANK LIMITED safe for online transactions and fund transfers?

Yes, UNITED OVERSEAS BANK LIMITED is completely safe for online transactions. As a regulated banking institution under RBI guidelines, UNITED OVERSEAS BANK LIMITED implements advanced security measures including two-factor authentication, encryption protocols, and real-time fraud monitoring. The bank's digital platforms support NEFT, RTGS, IMPS, and UPI with end-to-end encryption. Always verify recipient details before transfers and use secure networks for online banking. UNITED OVERSEAS BANK LIMITED also offers transaction limits and instant alerts for enhanced security.

What are NEFT, RTGS, and IMPS transfer limits at UNITED OVERSEAS BANK LIMITED?

UNITED OVERSEAS BANK LIMITED offers flexible transfer limits: NEFT has no minimum limit with maximum typically ₹10 lakh per transaction, RTGS requires minimum ₹2 lakh with maximum typically ₹25-50 lakh, and IMPS allows up to ₹5 lakh per transaction (subject to account type). Actual limits may vary based on customer profile and account type. All transfers use the UOVB IFSC format. You can modify transfer limits through net banking or by visiting your home branch.

How can I add a beneficiary for UNITED OVERSEAS BANK LIMITED transfers?

To add a beneficiary for UNITED OVERSEAS BANK LIMITED transfers: 1) Login to UNITED OVERSEAS BANK LIMITED net banking, 2) Navigate to 'Fund Transfer' > 'Add Beneficiary', 3) Enter beneficiary details (name, account number, UOVB IFSC), 4) Verify with OTP, 5) Wait 30 minutes for activation (NEFT/RTGS). For IMPS, you can also add using MMID or mobile number. Always double-check IFSC codes starting with 'UOVB' to ensure correct UNITED OVERSEAS BANK LIMITED branch.

UNITED OVERSEAS BANK LIMITED IFSC Code – All 1+ Branches 2026

Complete directory of 1+ UNITED OVERSEAS BANK LIMITED branches across India. Find IFSC codes, MICR codes, branch addresses, and contact details.

RBI & NPCI Verified Data

Last Updated: February 19, 2026

176,000+ Verified Branches

About UNITED OVERSEAS BANK LIMITED

Find detailed information about UNITED OVERSEAS BANK LIMITED, including branch locations, IFSC codes, and contact details.

History & Overview

Established in N/A, UNITED OVERSEAS BANK LIMITED has grown to become one of India's leading financial institutions. With headquarters in Mumbai, India, the bank operates a network of 1+ branches across the country, serving millions of customers with innovative banking solutions.

Bank Details

Headquarters: Mumbai, India
Branches: 1+
Established: N/A

Search UNITED OVERSEAS BANK LIMITED Branches & IFSC Codes

Find any UNITED OVERSEAS BANK LIMITED branch by location or branch name. Search across 1 branches nationwide.

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Branches

Maharashtra

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Nationwide Coverage

UNITED OVERSEAS BANK LIMITED operates across all major states in India with thousands of branches. Use the search tool above to find branches in your preferred location, or click on any state card to view the complete directory with IFSC codes, addresses, and contact details.

All UNITED OVERSEAS BANK LIMITED Branches

Showing 1–1 of 1 branches

Branch Name	Address	IFSC Code	MICR Code	Actions
Rtgs-Ho Mumbai, Maharashtra	United Overseas Bank Ltd, Unit 31, 32 & 37, 3Rd Floor, 3Rd North Avenue, Maker Maxity, Bkc, Bandra East, Mumbai - 400051	`UOVB0000001`	`400036257`

Rtgs-Ho

United Overseas Bank Ltd, Unit 31, 32 & 37, 3Rd Floor, 3Rd North Avenue, Maker Maxity, Bkc, Bandra East, Mumbai - 400051

22-42472828

IFSC Code

UOVB0000001

MICR Code

400036257

How to Find & Use UNITED OVERSEAS BANK LIMITED IFSC Codes

Select Your Location

Choose your state and district from the dropdown menus above to filter UNITED OVERSEAS BANK LIMITED branches in your area.

Find Your Branch

Browse the filtered list or search by branch name. Click 'View Details' for complete branch information.

Copy IFSC Code

Click on the IFSC code to copy it instantly. You'll also find the MICR code for cheque-based transactions.

Use in Transactions

Paste the IFSC code when making NEFT, RTGS, or IMPS transfers. Verify branch details before completing transactions.

💡 Quick Tips for Using IFSC Codes

Always verify: Double-check the IFSC code matches your intended branch before transferring funds.
Format matters: IFSC codes are 11 characters (4 letters + 0 + 6 digits). Enter without spaces.
MICR for cheques: Use the 9-digit MICR code when writing or depositing cheques at the branch.
Save frequently used: Bookmark your commonly used branches for quick access to their IFSC codes.

UNITED OVERSEAS BANK LIMITED Frequently Asked Questions

Comprehensive answers to common questions about UNITED OVERSEAS BANK LIMITED services, IFSC codes, branch network, and online banking. Updated April 13, 2026.

1+ Branches

UOVB Format

Trust & Accuracy

This FAQ information is sourced from official RBI guidelines and UNITED OVERSEAS BANK LIMITED's public data. Branch counts and services are verified as of April 13, 2026. For the most current information, always refer to UNITED OVERSEAS BANK LIMITED's official website or contact customer service.

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